Factors Affecting the Decision to Choose a Loan Bank for Individual Customers at Samcombank - Vung Tau

This research is conducted to build and test a theoretical model among factors affecting individual customers' borrowing decisions at Sacombank-Vung Tau. The study used qualitative research method combined with quantitative research. The research results show that the factors influencing the cu...

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Tác giả chính: Nguyen, Thi Phuong Anh
Định dạng: Bài trích
Ngôn ngữ:English
Thông tin xuất bản: www.ijisrt.com 2021
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Truy cập trực tuyến:http://thuvienso.bvu.edu.vn/handle/TVDHBRVT/20160
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spelling oai:localhost:TVDHBRVT-201602021-06-21T20:00:26Z Factors Affecting the Decision to Choose a Loan Bank for Individual Customers at Samcombank - Vung Tau Nguyen, Thi Phuong Anh Individual Customers This research is conducted to build and test a theoretical model among factors affecting individual customers' borrowing decisions at Sacombank-Vung Tau. The study used qualitative research method combined with quantitative research. The research results show that the factors influencing the customer's decision to choose a loan bank include: bank image (β = 0.269); service staff (β = 0.2); financial benefits (β = 0.438); suggesting relatives (β = 0.276). The four factors explains 70% of the variance in the decision to choose a loan bank. The research results provide suggestions to the bank managers in improving major factors to increase the customers' decision to borrow capital at the bank. Some limitations and future research directions are also mentioned. 2021-06-21T08:40:08Z 2021-06-21T08:40:08Z 2021 Article 2456-2165 http://thuvienso.bvu.edu.vn/handle/TVDHBRVT/20160 en International Journal of Innovative Science and Research Technology;pp 205-207 www.ijisrt.com
institution Trường Đại học Bà Rịa - Vũng Tàu
collection DSpace
language English
topic Individual Customers
spellingShingle Individual Customers
Nguyen, Thi Phuong Anh
Factors Affecting the Decision to Choose a Loan Bank for Individual Customers at Samcombank - Vung Tau
description This research is conducted to build and test a theoretical model among factors affecting individual customers' borrowing decisions at Sacombank-Vung Tau. The study used qualitative research method combined with quantitative research. The research results show that the factors influencing the customer's decision to choose a loan bank include: bank image (β = 0.269); service staff (β = 0.2); financial benefits (β = 0.438); suggesting relatives (β = 0.276). The four factors explains 70% of the variance in the decision to choose a loan bank. The research results provide suggestions to the bank managers in improving major factors to increase the customers' decision to borrow capital at the bank. Some limitations and future research directions are also mentioned.
format Article
author Nguyen, Thi Phuong Anh
author_facet Nguyen, Thi Phuong Anh
author_sort Nguyen, Thi Phuong Anh
title Factors Affecting the Decision to Choose a Loan Bank for Individual Customers at Samcombank - Vung Tau
title_short Factors Affecting the Decision to Choose a Loan Bank for Individual Customers at Samcombank - Vung Tau
title_full Factors Affecting the Decision to Choose a Loan Bank for Individual Customers at Samcombank - Vung Tau
title_fullStr Factors Affecting the Decision to Choose a Loan Bank for Individual Customers at Samcombank - Vung Tau
title_full_unstemmed Factors Affecting the Decision to Choose a Loan Bank for Individual Customers at Samcombank - Vung Tau
title_sort factors affecting the decision to choose a loan bank for individual customers at samcombank - vung tau
publisher www.ijisrt.com
publishDate 2021
url http://thuvienso.bvu.edu.vn/handle/TVDHBRVT/20160
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