Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
Purpose In the developing countries, formal credit has dominant role for the development of agriculture sector. It increases the farmer's purchasing power for better farm inputs and agricultural technology for high crop productivity. The main purpose of this study is to examine the influence of...
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University of Economics Ho Chi Minh City
2022
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Truy cập trực tuyến: | http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=cdd4ad49-77f4-6424-46ec-9c6afad38876 http://digital.lib.ueh.edu.vn/handle/UEH/63194 https://doi.org/10.1108/JABES-01-2020-0004 |
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oai:localhost:UEH-631942022-03-09T08:06:11Z Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan Abbas Ali Chandio Yuansheng Jiang Abdul Rehman Martinson Ankrah Twumasi Amber Gul Pathan Muhammad Mohsin Determinants Demand for credit OLS approach Pakistan Purpose In the developing countries, formal credit has dominant role for the development of agriculture sector. It increases the farmer's purchasing power for better farm inputs and agricultural technology for high crop productivity. The main purpose of this study is to examine the influence of socioeconomic characteristics of smallholder farmers for credit demand in Sindh, Pakistan. Design/methodology/approach A cross-sectional data set randomly collected from 90 smallholder farmers in Thatta district, Sindh, Pakistan, is examined. Descriptive statistics, correlation and the OLS regression method were used to demonstrate the important factors affecting the demand for formal credit. Findings The results revealed that formal education, experience of farming, landholding size, road access and extension contacts positively and significantly influenced the demand for formal credit. Originality/value This study is the first, to the best of authors' knowledge, to demonstrate the influence of various socioeconomic characteristics of smallholder farmers on demand for formal credit in Sindh, Pakistan. It also illustrates the imperative contribution to the literature regarding credit access and demand to improve the agricultural productivity. 2022-03-09T08:06:11Z 2022-03-09T08:06:11Z 2021-09 Journal Article 2615-9104 http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=cdd4ad49-77f4-6424-46ec-9c6afad38876 http://digital.lib.ueh.edu.vn/handle/UEH/63194 https://doi.org/10.1108/JABES-01-2020-0004 Journal of Asian Business and Economic Studies JED, Vol.28(3) none Portable Document Format (PDF) 225 240 University of Economics Ho Chi Minh City |
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Đại học Kinh tế Thành phố Hồ Chí Minh |
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Determinants Demand for credit OLS approach Pakistan |
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Determinants Demand for credit OLS approach Pakistan Abbas Ali Chandio Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan |
description |
Purpose In the developing countries, formal credit has dominant role for the development of agriculture sector. It increases the farmer's purchasing power for better farm inputs and agricultural technology for high crop productivity. The main purpose of this study is to examine the influence of socioeconomic characteristics of smallholder farmers for credit demand in Sindh, Pakistan. Design/methodology/approach A cross-sectional data set randomly collected from 90 smallholder farmers in Thatta district, Sindh, Pakistan, is examined. Descriptive statistics, correlation and the OLS regression method were used to demonstrate the important factors affecting the demand for formal credit. Findings The results revealed that formal education, experience of farming, landholding size, road access and extension contacts positively and significantly influenced the demand for formal credit. Originality/value This study is the first, to the best of authors' knowledge, to demonstrate the influence of various socioeconomic characteristics of smallholder farmers on demand for formal credit in Sindh, Pakistan. It also illustrates the imperative contribution to the literature regarding credit access and demand to improve the agricultural productivity. |
author2 |
Yuansheng Jiang |
author_facet |
Yuansheng Jiang Abbas Ali Chandio |
format |
Journal Article |
author |
Abbas Ali Chandio |
author_sort |
Abbas Ali Chandio |
title |
Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan |
title_short |
Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan |
title_full |
Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan |
title_fullStr |
Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan |
title_full_unstemmed |
Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan |
title_sort |
determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in sindh, pakistan |
publisher |
University of Economics Ho Chi Minh City |
publishDate |
2022 |
url |
http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=cdd4ad49-77f4-6424-46ec-9c6afad38876 http://digital.lib.ueh.edu.vn/handle/UEH/63194 https://doi.org/10.1108/JABES-01-2020-0004 |
work_keys_str_mv |
AT abbasalichandio determinantsofdemandforcreditbysmallholderfarmersafarmlevelanalysisbasedonsurveyinsindhpakistan |
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1810054799520956416 |