Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan

Purpose In the developing countries, formal credit has dominant role for the development of agriculture sector. It increases the farmer's purchasing power for better farm inputs and agricultural technology for high crop productivity. The main purpose of this study is to examine the influence of...

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Tác giả chính: Abbas Ali Chandio
Đồng tác giả: Yuansheng Jiang
Định dạng: Journal Article
Thông tin xuất bản: University of Economics Ho Chi Minh City 2022
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Truy cập trực tuyến:http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=cdd4ad49-77f4-6424-46ec-9c6afad38876
http://digital.lib.ueh.edu.vn/handle/UEH/63194
https://doi.org/10.1108/JABES-01-2020-0004
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spelling oai:localhost:UEH-631942022-03-09T08:06:11Z Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan Abbas Ali Chandio Yuansheng Jiang Abdul Rehman Martinson Ankrah Twumasi Amber Gul Pathan Muhammad Mohsin Determinants Demand for credit OLS approach Pakistan Purpose In the developing countries, formal credit has dominant role for the development of agriculture sector. It increases the farmer's purchasing power for better farm inputs and agricultural technology for high crop productivity. The main purpose of this study is to examine the influence of socioeconomic characteristics of smallholder farmers for credit demand in Sindh, Pakistan. Design/methodology/approach A cross-sectional data set randomly collected from 90 smallholder farmers in Thatta district, Sindh, Pakistan, is examined. Descriptive statistics, correlation and the OLS regression method were used to demonstrate the important factors affecting the demand for formal credit. Findings The results revealed that formal education, experience of farming, landholding size, road access and extension contacts positively and significantly influenced the demand for formal credit. Originality/value This study is the first, to the best of authors' knowledge, to demonstrate the influence of various socioeconomic characteristics of smallholder farmers on demand for formal credit in Sindh, Pakistan. It also illustrates the imperative contribution to the literature regarding credit access and demand to improve the agricultural productivity. 2022-03-09T08:06:11Z 2022-03-09T08:06:11Z 2021-09 Journal Article 2615-9104 http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=cdd4ad49-77f4-6424-46ec-9c6afad38876 http://digital.lib.ueh.edu.vn/handle/UEH/63194 https://doi.org/10.1108/JABES-01-2020-0004 Journal of Asian Business and Economic Studies JED, Vol.28(3) none Portable Document Format (PDF) 225 240 University of Economics Ho Chi Minh City
institution Đại học Kinh tế Thành phố Hồ Chí Minh
collection DSpaceUEH
topic Determinants
Demand for credit
OLS approach
Pakistan
spellingShingle Determinants
Demand for credit
OLS approach
Pakistan
Abbas Ali Chandio
Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
description Purpose In the developing countries, formal credit has dominant role for the development of agriculture sector. It increases the farmer's purchasing power for better farm inputs and agricultural technology for high crop productivity. The main purpose of this study is to examine the influence of socioeconomic characteristics of smallholder farmers for credit demand in Sindh, Pakistan. Design/methodology/approach A cross-sectional data set randomly collected from 90 smallholder farmers in Thatta district, Sindh, Pakistan, is examined. Descriptive statistics, correlation and the OLS regression method were used to demonstrate the important factors affecting the demand for formal credit. Findings The results revealed that formal education, experience of farming, landholding size, road access and extension contacts positively and significantly influenced the demand for formal credit. Originality/value This study is the first, to the best of authors' knowledge, to demonstrate the influence of various socioeconomic characteristics of smallholder farmers on demand for formal credit in Sindh, Pakistan. It also illustrates the imperative contribution to the literature regarding credit access and demand to improve the agricultural productivity.
author2 Yuansheng Jiang
author_facet Yuansheng Jiang
Abbas Ali Chandio
format Journal Article
author Abbas Ali Chandio
author_sort Abbas Ali Chandio
title Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
title_short Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
title_full Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
title_fullStr Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
title_full_unstemmed Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan
title_sort determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in sindh, pakistan
publisher University of Economics Ho Chi Minh City
publishDate 2022
url http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=cdd4ad49-77f4-6424-46ec-9c6afad38876
http://digital.lib.ueh.edu.vn/handle/UEH/63194
https://doi.org/10.1108/JABES-01-2020-0004
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