Mobile money, financial inclusion and digital payment: the case of Vietnam
The study provides an overview of mobile money account usage, financial inclusion and digital payment transaction trends in Vietnam, and considers the factors influencing these trends. In general, the rates of using mobile money service and account ownership at financial intermediaries in Vietnam ar...
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| Định dạng: | Journal Article |
| Ngôn ngữ: | English |
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Sciedu Press
2020
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| Truy cập trực tuyến: | https://www.scopus.com/inward/record.uri?eid=2-s2.0-85083402566&doi=10.5430%2fIJFR.V11N1P417&partnerID=40&md5=399487179cb3b410014a470be30ca938 http://digital.lib.ueh.edu.vn/handle/UEH/60867 https://doi.org/10.5430/IJFR.V11N1P417 |
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| Tóm tắt: | The study provides an overview of mobile money account usage, financial inclusion and digital payment transaction trends in Vietnam, and considers the factors influencing these trends. In general, the rates of using mobile money service and account ownership at financial intermediaries in Vietnam are still low, and other indicators of digital transactions suggest low levels compared to those of countries with low-and middle-income as well as to the world averages. The research also shows that owning an account at a financial intermediary facilitates the use of mobile money. This is a positive trend, at least compared to the situation in some African countries. Finally, having an account at a financial intermediary and using mobile money services generally have a positive effect on the participation in non-cash transactions. |
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